Whether you are just starting off on the property ladder, looking for your dream family home or looking for that perfect retirement home, buying a property should be an exciting period in your life no matter what stage of life you are at. However, sometimes finding your perfect property can become a constant headache as you are greeted with unexpected costs and factors throughout the buying process.

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At Bluestone our team experts have put together a selection of top tips to help you find your next property with as little hassle as possible.

 

Choosing your estate agent

Your estate agent will play a major role from helping you find your new property to the much anticipated completion stage.

If you haven’t already found a property that you are interested in, chatting to your prospective estate agent can be a practical first step. Estate agents like Bluestone are able to keep an eye out for new properties coming on to the market and contact you straight away if we think there is a property that might match your requirements.

 

Attaining your mortgage in principle

When buying a property, you need to be pretty clued up on what mortgage deals will be available to you. Before you start your property search it is worth applying for a mortgage in principle so that you have a reasonable idea of the price range of properties that you are able to afford.

Having a mortgage in principle can also benefit you during the buying process, not only can it speed things up once your offer has been accepted, if the seller is looking for a reliable buyer they are likely to favour someone to buy their property who has their finances arranged and in order.

 

Arranging your Finances and Budgeting

Without careful financial planning and budgeting you are likely to be hit with hidden costs. We have put together a list of some costs that you might want to consider before you start.

Legal Fees – Make sure you ask your solicitor for a full breakdown of the costs. It is always worth speaking to family friends and see if there are any solicitors that they would recommend. Your Estate Agent should also be able to point you in the right direction, at Bluestone we often work closely with a number of reputable local solicitors.

Stamp Duty – When buying a property, you may be required to pay stamp duty, the amount depends on how much the property that you are looking to buy is worth. For more information click here.

Detailed Survey – A Homebuyers or structural survey might be an added expense but it is an expense that can prevent you from having to fork out a lump some of cash in the future. This detailed inspection of the property will alert you to any structural or substantial repairs that need to be done to the property. In some instances, the results of a survey can change the buyer’s decision. We highly recommend getting a survey done on the property that you have had an accepted offer for.


Insurance
– You will need to have your new property insured from the day that the property swaps over to your ownership. Bluestone can arrange cover for you without the hassle. We provide independent advice and can source quotes from multiple insurers to find a policy that is right for you. Click here for more details

 

Viewing the property

Making a list of questions to ask the vendor before the viewing is a good idea.

At your viewing you might want to keep a look out for the following things, so that you can make an informed decision:

– Has the property had a damp proof course?
– Has the property been insulated?
– Is the property double glazed?
– How old is the heating system?
– How old is the electrical installation?
– Are there enough power points?
– Is the plumbing working efficiently?
– Are there any defects?
– What are the neighbours like?

You should also carry out some research on the local area. Is it close to local amenities, is there good access to transport links etc…

 

Putting in an offer

Once you are certain that the property is the right property for you, you should let your estate agent know as soon as possible so that they are able to pass on your proposed offer to the vendor. When putting in an offer people often propose a lower offer than the asking price, you must prepare yourself if this offer gets rejected. Just remember you don’t want to miss out on your dream property at the very last hurdle, especially if there are other people also interested in the same property.

 

If you have any further questions about buying a property our, Bluestone is here to help you.

Testimonials

"Bluestone have been really helpful throughout the process and beyond. They have been very attentive with any issues I have had with the property and I couldn't recommend them more. "Aneela K

Testimonials

"We were incredibly impressed and reassured by Gemma’s professional and proactive approach during the sale of our home. We would use Bluestone again. "B Patel
Vendor

Testimonials

"Exceptional. Understood our objectives, marketed as promised, followed up diligently and efficiently, nursed through to exchange and completion and ultimately sold. A great team. "Michelle B
Vendor

Testimonials

"We were First time buyers and have recently bought a house through Bluestone. It was a very stressful time as the sale fell through a couple of times due to it being part of a chain. It was through the dedication and expertise of Gemma and Ryan who guided us though everything and negotiated hard to get the sale back on track. We eventually completed on our property thanks to the determination of the Bluestone team. They all did a lot on our behalf and genuinely wanted to see us succeed. Thank you! "Catherine D
Buyer

Testimonials

"Motivated, friendly, professional is how I would describe the staff at Bluestone. I have had the pleasure of doing business with them for over 3 years. They always handle my affairs with care and attention to detail and have always delivered on their promised without fuss. I would happily give them 5 stars for their genuine and professional customer service. Great work all round\" "Andrew A

Testimonials

"A big thank you to Gemma Williams-Henn for the hands on help and support she gave during one of the most stressful times! She was efficient and professional all the way through. Bluestone were highly recommended to me by a friend and they did not disappoint. I found them friendly and easy to talk to; they offered lots of useful advice and paid attention to all the details. Fantastic job! "Thomas A

Testimonials

"When I first decided to move to Newport, I approached Bluestone after seeing a property on Rightmove. I also had viewings with other agents but Bluestone were in a class of their own. They were friendly, very knowledgeable about the property and the area and genuinely seemed to really care about my move. They were helpful throughout my move, from helping me with arranging a removal company to sorting out my utilities. They even gave me advice and a guide on areas, finding schools for kids & places to visit. A top class estate agent with remarkable customer service. "David W
Buyer

Testimonials

"Excellent service. Our agent Ryan Humphries came out at 6.30pm on a Friday evening to take us to our viewing as our car was off the road! Whenever I’ve called at the office the staff have always been friendly and approachable. Over the course of our dealings with Bluestone we found them to be very reliable, flexible and informative. "Arthur N
Buyer

Testimonials

"A can do attitude and perfect customer service from start to finish. After getting news that we had to move out within 21 days or risk losing the sale the team at Bluestone pulled out all the stops and made our move possible on such short notice. They went over and above expectations, I cannot recommend highly enough, especially Gemma who handled our sale. "Melinda D
Vendor

Testimonials

"As a property investor I have bought and sold many properties over the last 15 years, Ryan secured a sale on my property in 7 days and arranged 3 other sales to complete the chain. A true professional!  If I could give them more than 5 stars I would! "Bilal K
Vendor

Testimonials

"A stress free experience from start to finish. A realistic valuation followed by a quick sale. I can’t ask for more! "Jason D
Vendor

Testimonials

"The sales team worked really hard at selling our house and for the price we wanted. They were proactive in helping us buy our new home at the price we wanted to pay. I found everyone really helpful especially in getting us a new buyer when one dropped out, they came up with a plan and kept me informed. Ryan and Gemma were excellent and I'd highly recommend them. "Karen S
Vendor

Testimonials

"Great staff! Really helpful. "Johnathan G

Testimonials

"Professional and efficient. Approachable and helpful staff, great doing business with you Bluestone "Scilla N

Testimonials

"Very helpful and friendly. I felt confident that staff wanted to help and were experienced. All the staff were approachable and keen to assist. "Shenice Gr

Testimonials

"Fantastic experience! Staff are always happy and helpful, recommend them 100% if you’re looking for a trustworthy and reliable estate agent! "Lauren D

Testimonials

"Currently renting through this company. Staff are very friendly and efficient when dealing with any issues/enquiries 5 stars! "Hannah R
Tenant

Testimonials

"Fantastic!.. very helpful professional service in finding a place for my daughter. Would highly recommend to my friends, many thanks! "Daren W

Testimonials

"Bluestone over the past year have promoted a professional service, dealt efficiently to any queries and issues that have arose. The staff are always polite, informative and helpful. "Jessica P

Testimonials

"Most helpful, professional, genuine agent I’ve had the pleasure of having for the past few years. And continue to use! Thank you for all that you have done for me. I highly recommend!! 5****** "Sapphire Y

Testimonials

"I have been using Bluestone’s services for the past 4 years and I have found all the staff very friendly and extremely helpful. They just cannot do enough for you! Great business and genuine people! Keep up the good work! "Jessica L

Testimonials

"Would like to thank the staff at Bluestone for help and support on finding the right place for myself and family, and also helping me out with sorting my house insurance. Many thanks - highly recommended! "Caroline W
Buyer

Testimonials

"Thanks for everything, you are very professional, and I can't believe that renting the property has gone so smoothly and I have such lovely tenants! Best regards"Stella P
Landlord

Testimonials

"From start of our property search to moving in, Bluestone were fantastic, professional and very approachable. Any issues we've had have been dealt with and rectified quickly. From making our initial enquiry, the letting negotiator drove to our house to pick us up for our viewing knowing my mother couldn’t get around easily, our ongoing experience from the start, to moving in has been exceptional. The staff at bluestone were most helpful by meeting all of our needs and went above and beyond their service being most helpful and courteous. Although we are not planning on moving any time soon we would use Bluestone again. Highly recommend. "Mrs Ashworth
Buyer

Testimonials

"Thank you for the fantastic service you gave us right from the beginning to completion in selling our home on Oaklands Road. We’ve sold a number of properties in the past and I can say that you’ve managed to combine a great service with a personal touch. The pictures, video tour and the attention to detail you paid to us was outstanding. I was especially impressed that you sold our home within a week of our instruction and also very impressed that you kept us up to date through to completion. Keep up the good work! I shall definitely be recommending you to my friends and family. "Carol C
Landlord

Testimonials

"I know normally we only communicate when an issue needs addressing but I thought it would be a good time to send an e mail. I would personally like to thank you all for sourcing the tenants at 2 Joslin Road. Our neighbour had got in touch to say how nice the tenants were and how lovely the property is looking. Once again, it gives me great \"peace of mind\" in the knowledge that the management on both properties are handled so well. Thank you all ever so much. "Jeff L
Landlord

Testimonials

"I have personally found Bluestone to provide a first class service to myself as a landlord. Having some negative experiences in the sector before I can say confidently that the service Bluestone offer significantly outscores other providers I have experience of. They offer a swift and effective services in all areas of property management . They sourced tenants swiftly, negotiated the rent at the right price and conducted all the usual checks efficiently and quickly. I would not hesitate to recommend or use their continued services and feel safe as a landlord knowing my property is going to be managed professionally. "Mark M
Landlord

Testimonials

"Having worked with numerous local lettings agents and been continually disappointed, working with Bluestone has been a breath of fresh air.  Bluestone manage to combine a professional service with a personal touch, using initiative and a prompt and pro-active approach in all aspects of the service they provide.  Bluestone allow me the peace of mind that my investments are being protected and my properties run both efficiently and professionally. "Mark H
Landlord

Testimonials

"Just a note to thank you for all your help in renting our property in Croesyceiliog - successfully achieved within days of the flat being posted online by Bluestone! We were impressed from the start by the professional and courteous way you managed our brief and by your determination to customise the advertising to match our requirements. Feedback from our new tenant suggests that the photographs of the flat you published to back up the advert. were especially effective. From our point of view, it was reassuring that you took such care to keep us up to speed with the latest on prospective tenants' availability, contact details and so on. A nice personal touch! Thanks again and be assured that, in the event of any of our properties becoming vacant, we shall be back! "Alan and Jane C
Landlord